AppleCare+ for iPhone Duo: prices, excess fees and theft cover

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Apple lists AppleCare+ with Theft and Loss for iPhone Duo at £16.99 a month or £169.99 a year in the UK, and $19.99 a month or $199.99 a year in the US. Each repair or replacement then has its own excess, from £19 for the cover layer to £109 for theft or loss.

Quick answer

On Apple's own pages, AppleCare+ with Theft and Loss for iPhone Duo costs £16.99 monthly or £169.99 annually in the UK, and $19.99 monthly or $199.99 annually in the US. It covers accidental damage, battery service and up to two theft or loss claims every 12 months, each with an excess. Find My must be on.

How much is AppleCare+ for iPhone Duo?

Apple's AppleCare page has a table headed "AppleCare+ with Theft and Loss pricing for all iPhone models", with Monthly and Annually columns. For the row labelled "iPhone Duo", Apple showed these prices on 30 October 2026:

Apple's row: iPhone DuoMonthlyAnnually
UK (apple.com/uk)£16.99£169.99
US (apple.com)$19.99$199.99

When can you buy it?

Apple says you can start an AppleCare+ plan when you buy a new product from Apple, in person, online or in the Apple Store app. For 60 days after a new Apple purchase, you can also get a plan through the Settings app on the iPhone.

In the UK, Apple notes that AppleCare+, AppleCare+ with Theft and Loss and AppleCare One aren't available in the Channel Islands and the Isle of Man.

What do you pay when something breaks?

AppleCare+ doesn't make repairs free. Apple says separate fees apply to each repair or replacement. Apple's iPhone Duo repair estimator, on its AppleCare tab, lists:

ServiceUK excessUS service fee
Battery service£0$0
Cover layer damage£19$19
Back glass damage£25$29
Outer display damage£25$29
Inner display damage£79$99
Other accidental damage£79$99
Theft or loss£109$149

Apple's AppleCare page adds that for iPhone Duo, a separate excess fee applies for replacing the cover layer, and that the battery is covered if it holds less than 80 per cent of its original capacity.

Without a plan, Apple's out-of-warranty estimate for inner display damage is £999 or $999. All of Apple's repair prices are in iPhone Duo broken screen.

What does the theft and loss cover include?

Apple's words, from its UK AppleCare page:

  • AppleCare+ with Theft and Loss provides coverage for up to two incidents of theft or loss every 12 months while the plan is active. Claim limits reset every 12 months.
  • Each incident is subject to an excess fee.
  • Theft and loss coverage requires you to have Find My enabled on your device at the time it is lost or stolen. Find My should remain enabled, and the device should stay associated with your Apple Account, throughout the claim.
  • During the claim, you'll be asked to erase your missing device, disable it and transfer ownership before you can be issued a new device.
  • In the UK, after starting the claim with Apple, you finalise it on AIG's website, aigtheftandloss.uk.
  • Same-day replacement isn't available for theft and loss claims.

Apple's FAQ adds that you start a claim at mysupport.apple.com/theftandloss, and the replacement is sent to you and can't be picked up in a store. If you're travelling, Apple says it can send the replacement to any country where theft and loss is offered. Apple's US page states the same two-claim limit and Find My requirement, with a $149 service fee per claim.

Apple's lost or stolen iPhone page says AppleCare+ with Theft and Loss isn't available in all countries and regions. The full theft steps are in iPhone Duo stolen: what to do.

What else does AppleCare+ include?

Apple lists, for iPhone:

  • Unlimited repairs for accidents like drops and spills. Apple says liquid damage is covered as part of accidental damage protection.
  • Battery replacement at no extra charge if capacity drops below 80 per cent.
  • 24/7 priority support.
  • Express Replacement Service, where Apple sends a replacement iPhone so you don't wait for a repair. In the UK, Apple's terms say Express Replacement for accidental damage is always charged at the other accidental damage excess.
  • Repairs at Apple Stores and more than 5,000 Apple Authorised Service Providers, or by post.

Apple's iPhone Duo spec page notes that liquid damage isn't covered under warranty.

Is AppleCare+ worth it for iPhone Duo?

That's your call, and these are the numbers Apple gives you to make it. A year of the UK plan is £169.99. Apple's out-of-warranty estimate for one inner display repair is £999, against an excess of £79 on a plan. One outer display repair is £389 without a plan and £25 with one. In the US, the year is $199.99, and the same two repairs are $999 against $99, and $379 against $29.

Theft and loss is the other half. With AppleCare+ with Theft and Loss, you can claim up to twice in 12 months, at £109 or $149 each, as long as Find My was on.

Check what you already have before you buy. Apple's lost iPhone page tells you to file a claim with your network provider if your plan with them covers the phone, and Apple says AppleCare is separate from and in addition to the Apple Limited Warranty and your consumer rights.

How do you check your AppleCare plan?

On the iPhone, go to Settings > General > AppleCare & Warranty and tap your device. Online, sign in at mysupport.apple.com, or enter the serial number at checkcoverage.apple.com.

Where Failshot fits

AppleCare+ looks after the phone itself. Who gets into it is down to Touch ID and your passcode. Your passcode is the first layer. Failshot is the second.

Failshot for iPhone is coming soon. When it's out, you'll turn it on, leave Failshot open on its own screen and lock your iPhone, and whoever unlocks it into Failshot will be photographed. Get early access and we'll email you when Failshot for iPhone is ready.

Failshot for Mac is out now, for macOS 14 or later.

More questions

How much is AppleCare+ for iPhone Duo in the UK?

Apple lists AppleCare+ with Theft and Loss for iPhone Duo at £16.99 a month or £169.99 a year, as coverage until cancelled. Each claim then has an excess, such as £25 for outer display damage, £79 for inner display damage and £109 for theft or loss.

How much is AppleCare+ for iPhone Duo in the US?

Apple lists AppleCare+ with Theft and Loss for iPhone Duo at $19.99 a month or $199.99 a year. Service fees include $29 for outer display damage, $99 for inner display damage and $149 for theft or loss.

Does AppleCare+ cover a lost iPhone Duo?

With AppleCare+ with Theft and Loss, yes, up to two incidents of theft or loss every 12 months, each with an excess. Apple says Find My must be enabled on the phone when it's lost or stolen, and stay enabled through the claim.

Can I add AppleCare+ after buying iPhone Duo?

Apple says that for 60 days after a new Apple purchase, you can get a new plan through the Settings app on your iPhone. You can also add it when you buy, from Apple in person, online or in the Apple Store app.

Does AppleCare+ cover the iPhone Duo cover layer?

Apple's AppleCare page says that for iPhone Duo, a separate excess fee applies for replacing the cover layer. Apple's estimator lists cover layer damage at £19 in the UK and $19 in the US with an AppleCare plan.

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